Low APR Balance Transfer Cards

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	Discover® Motiva SM Card
		3.99% Balance Transfer APR for 12 months; 3.99% Purchase APR for six months*; read TERMS for current • Afterward 11.99% or up APR for Purchases and BT based on creditworthiness • Cash Rewards for your good credit management! • Pay-On-Time Bonus(SM) = a full month’s interest when paid on time every 6 months • 5% to 20% Cashback Bonus® at top retailers through our exclusive online ShopDiscover • Up to 1% Cashback Bonus on all other purchases • Unlimited cash rewards • Increase, even double, your rewards when you redeem for gift cards from Cashback Bonus Partners • Get cash at over 150,000 Discover Cash Network ATMs • No Account Set-up Fee • No Annual Fee * See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms & conditions on issuers website. .
	Starwood Preferred Guest® from American Express
		*2.90% APR for Balance Transfers & Purchases for 6 months** • Then % APR for Balance Transfers & Purchases • Double points at participating Starwood properties & retail outlets • 1 Starpoint per $1 of eligible spending • W/ Starwood Preferred Guest Program earn pts. for free stays at 940 Starwoods hotels/93 countries • As Cardmember upgraded to Preferred Plus level for free room upgrades & late check-outs • Spending $30000 in a calendar year upgrades you to Gold Preferred Guest status • Starwood Preferred Guest members receive annual 50% award for future hotel/resort stay • Exchange Starpoints for flyer miles w/ over 30 major airlines • No blackout dates or availability restrictions • Transferring 20000 Starpoints to flyer miles earns a free flight & 5000 Starpoint bonus • Global Assist® Hotline for when you travel more than 100 miles from home • Car Rental Loss & Damage Insurance Plan available • Travel Accident Insurance provides up to $100000 • Extended Warranty mirrors manufacturers' warranties for up to 1 additional year • Protect elig. purchases against theft, loss, & accid. damage (up to $50000 per Cardmember yearly) • Enjoy exclusive access and benefits in select markets w/ American Express® Ticket Savings Center • Fraud Protection Guarantee • No Annual Fee for first year, then $45 every year after • No Additional Card fee • Grace Period at least 25 days .
	Escape by Discover® Card
		0% Balance Transfer & Purchase APR for six months*; read TERMS for current • Afterward 11.99% or higher APR • Earn up to 25000 Bonus Miles (1000 Miles each month you make a purchase the first 25 months) • Double Miles for every $1 spent on travel and restaurant purchases • One Mile for $1 dollar on all other purchases • 2 additional Miles for every $1 you spend through our exclusive online shopping site ShopDiscover • Unrestricted Travel - Book travel through any airline, travel agent or online travel site • Flexible redemption options for travel, gift cards, or cash • Lost or Damaged Luggage Insurance, Travel Delay Insurance, and Trip Cancellation Insurance offered • Annual Fee $60 • No Account Set-up Fee * See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms & conditions on issuers website. .
	Bryant State Bank MasterCard®
		3.25% Balance Transfer APR for 6 months • Then and on Purchases 11.25% APR • No Balance Transfer Fee • $0 Fraud Liability • 24/7 Online Account Access • Emergency Cash Advance & Card Replacement • Worldwide Acceptance • Annual Fee $20 • Grace period at least 25 days .
	Discover® More® Card - Clear
		0% Balance Transfer APR for 12 months; 0% Purchase APR for six months; read TERMS for current • 11.99% or up APR on Purchases and BT based on creditworthiness • No Account Set-up Fee • No Annual Fee • 5% Cashback Bonus® in categories: travel, home, gas, restaurants, movies & more • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site ShopDiscover • Unlimited Cashback Bonus you can earn through ShopDiscover • Up to 1% Cashback Bonus on all other purchases automatically • Increase, even double, your rewards when you redeem for gift cards from Cashback Bonus Partners • Redeem Cashback Bonus for Discover or Partner gift cards, merchandise, or charitable donations • Cashback Bonus rewards have no expiration date • Get cash at over 150,000 Discover Cash Network ATMs • $0 Fraud Liability guarantee • Grace period at least 25 days See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms & conditions on issuers website. .
	Platinum Delta SkyMiles® Credit Card
		% Balance Transfer APR for 12 months on BT requested w/in 30 days of acct. opening • Then and on Purchases 14.50% APR • Earn 20000 bonus SkyMiles® (incl. 5000 Medallion Qualification Miles or MQM) after first purchase • 2500 bonus miles awarded to Delta SkyMiles account for each approved Additional Card submitted with application (up to 5000 miles) • Earn at least 1 mile for every eligible $1 spent • Miles never expire and there is no cap on the miles you can earn • No blackout dates and no minimum fare requirements • Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card (Exclusive benefit for Platinum Delta SkyMiles Credit Cardmembers) • Redeem Delta miles for Award Travel with Delta or over 15 airline partners • Earn one companion Coach Class ticket each year upon renewal • Earn a Miles Boost of 10000 MQMs when $25000 reached in eligible purchases during a calendar year • Earn Miles Boost of 10000 MQMs when $50000 reached in eligible purchases in same calendar year • Offers Baggage Insurance Plan and Car Rental Loss & Damage Insurance Plan • Travel Accident Insurance provides up to $100000 • Extended Warranty mirrors manufacturers' warranties for up to 1 additional year • Purchase Protection protects against accidental damage & theft • Exclusive access and benefits through American Express® Ticket Savings Center • Annual fee $150 • No Additional Card Fee • Grace period at least 25 days .
	Miles by Discover® Card
		0% Balance Transfer APR for 12 months; 0% Purchase APR for six months; read TERMS for current • Then 11.99% or up APR on Purchases and BT based on creditworthiness • No Account Set-up Fee • No Annual Fee • 5% Cashback Bonus® in categories: travel, home, gas, restaurants, movies & more • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site ShopDiscover • Unlimited Cashback Bonus you can earn through ShopDiscover • Up to 1% Cashback Bonus on all other purchases automatically • Increase, even double, your rewards when you redeem for gift cards from Cashback Bonus Partners • Redeem Cashback Bonus for Discover or Partner gift cards, merchandise, or charitable donations • Cashback Bonus rewards have no expiration date • Get cash at over 150,000 Discover Cash Network ATMs • $0 Fraud Liability guarantee • Grace period at least 25 days See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms & conditions on issuers website. .
	Discover® More® Card
		0% Balance Transfer APR for 12 months; 0% Purchase APR for six months; read TERMS for current • Then 11.99% or up APR on Purchases and BT based on creditworthiness • No Account Set-up Fee • No Annual Fee • 5% Cashback Bonus® in categories: travel, home, gas, restaurants, movies & more • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site ShopDiscover • Unlimited Cashback Bonus you can earn through ShopDiscover • Up to 1% Cashback Bonus on all other purchases automatically • Increase, even double, your rewards when you redeem for gift cards from Cashback Bonus Partners • Redeem Cashback Bonus for Discover or Partner gift cards, merchandise, or charitable donations • Cashback Bonus rewards have no expiration date • Get cash at over 150,000 Discover Cash Network ATMs • $0 Fraud Liability guarantee • Grace period at least 25 days See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms & conditions on issuers website. .
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